Who are our clients?

They are people of all walks of life, all ages, all backgrounds.  Couples, families, individuals.  Some own large homes, some are staying with friends or family indefinitely.

But they all have several things in common.  See if you recognize yourself at all here:

They hit a hard patch with their finances.  They lived in fear.  Many were depressed, and all were extremely stressed.

All of our clients blamed themselves on some level, which kept them from taking their lives forward for way too long before they came to us for help.

They were just like you.

And they want to reach out to you and tell you that life can be different.

So, what are our clients saying?

“I find the work of Miss Bettis to be excellent. Total professionalism, fair prices, excellent results. I highly recommend her to anyone needing her type of services.”

— Ralph K.


“Finding Kathryn was the best thing that happened to us when our lives changed forever after loss of a job and loss of income. She met with us immediately, gave us our options, and stood beside us through everything. Our phone calls and emails were answered in a timely fashion, and things moved smoothly.  We are ever so grateful for all her hard work, her understanding, and for getting us through such a difficult time.”

–C. & L. A., Surveyor and Healthcare Administrator, Birmingham, AL


When I first spoke to Kathryn I was so embarrassed about filing bankruptcy and even talking to her about it, but she made us feel at ease, answered all our questions and would communicate with us on a regular basis, and made sure we understood the process.  Kathryn returned all our calls promptly, and she was so professional.

We often called her for advice and she made sure that she understood our needs and directed us in the right way.  It was a pleasure dealing with her, she is good at what she does and very very professional. Our fears about our hearing were for nothing, because of the work Kathryn did.

I would recommend her to everyone.

We now have a fresh start, thanks to Kathryn, and most of all we have peace of mind.

Our bankruptcy was finalized in March 2010 and I have already started saving money, something I could never do before because those bills gave us sleepless nights.

I now have a savings account, and no bills, thanks to Kathryn who made it all possible.”

— F.J., Bank Manager, Birmingham, AL


If it was not for this process I do not know what I would have done. Kathryn made sure everything went so smoothly.  Kathryn did an amazing job and the bankruptcy filing and attorney’s fees were nothing compared to our total debt.  This was a good move on my side.

Kathryn’s help put my life to where I can now concentrate on other things rather than worrying about catching up with bills and stressing.”

–A.J., Machinist, Birmingham, AL


“When I decided to file bankruptcy, I was unsure of what to expect as well as scared. When I first met Kathryn Bettis, I knew then that I would be ok.

Kathryn led me step by step through the process and assured that I had a clear understanding of what was taking place at all times.   She was caring and very considerate of my situation, and was very prompt at doing what she said she would do.  I highly recommend her to anyone who is faced with this situation in their lives.”

–C.A., Dental Clinic Administrator, Birmingham, AL


If you are as stressed and anxious as our other clients were, listen to their message to you:


CALL FOR A FREE CONSULTATION, and we can figure out together very quickly whether Bankruptcy can help.

If you need help reclaiming your financial future, and if it is time you take back your life, call 205.202.1108.

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